II.  What to do if you are in an accident

A.  Immediately after the accident:

• Stop!  In most states, a person involved in a motor vehicle accident is required not to leave the scene, even if the accident is minor.  You should stop and check for injuries or vehicle damage.  If you do leave the scene, you may be criminally prosecuted.

• Check for injuries.  Don’t move an injured person.  Call the police and an ambulance, if necessary.  If you can’t call, ask someone else to call the police to report the accident.  Inform the police of the number of injured people, so that enough emergency personnel report to the scene of the accident.  Even if there are no injuries, you should still call the police to get an accident report.

• While you wait for the police, if possible, turn on your hazard lights, raise the hood or trunk of your car, or set out road flares to alert other vehicles to proceed carefully around the accident.

• Exchange information with the other driver.  Get his or her name, address, phone number, drivers license number, license plate number, insurance company, insurance policy number, and insurance agent’s name and telephone number.  You should give the other driver the same information about yourself.

• If there are any witnesses to the accident, get their identifying information.  Ask the police officer who is investigating the accident for his or her business card and the “incident number” so that you can obtain an accident report later.

• You may also want to take notes about where and how the accident occurred.  Include details such as road conditions, speed limits, traffic signals, weather conditions, lighting, and what other cars were doing at the time of the accident.  However, if you have to go to court because of your accident, you may have to share these notes with the other driver in the accident.

• Even if you think that the accident may be your fault, don’t say so.  The other driver may have been partially responsible or there may have been other variables involved in the accident.  An admission of fault may later be used against you.

B.  When the police get to the accident:

• Cooperate fully with the police when they get to the accident.  Stay at the scene of the accident until the police say that you can leave.

• When you speak to the police, only tell them the facts of the accident.  Don’t draw any conclusions.  Inform the police of any injuries and of any witnesses.

• Do not admit that the accident may have been your fault to the police or to any passengers, witnesses, or other drivers.  Responsibility for an accident is a matter of the laws of your state and it may not be clear right away.